resources

• Web monetization standard proposal
• Martin Guerrero RD ecommerce y su discord paid private community

monetization

• patreon

• gumroad 10% and like 30% if discovered on gumroad.

• whop. crypto, dropshipping kids vibes. 2.5% + payment processing fees.
  whop and gumroad let you sell digital products and services. They let you create product, setup storefront, accept payments and list in marketplace. Whop might have more features.

• Ghost is an self hostable open source CMS. publish premium articles, newsletter, videos... varying membership tiers. You could also use it to sell e-book, online cours and download resources.

• Buy me a coffee (5% fee)

• github sponsorships.

cash on delivery (pago contra entrega)

cash on delivery (pago contra entrega) es cuando comprador paga el recibir el producto en vez de en linea por adelantado.

• shopify app Releasit COD

parity selling adjust price based on the country user is from.

pasarelas de pago:

La mayoria de pasarelas de pago ofrecen features similares, dependiendo de que tan mature sea el servicio.

• API que puedo integrar para hacer checkout dentro de mi misma pagina
• plugins shopify, woocommerce, odoo.. que integra la API del procesador de pago.
• redireccion a pagina de pago
• link de pago
• pagos recurrentes

USA

• stripe 2.9% + 30c
• paypal 5.4% + 30c
• 2checkout (verifone) 3.5% + $0.35 and subscriptions are 4.5% + $0.45
• FREE: crypto wallet addresses

RD:

• stripe con lemon squeesy o (best) registrar un LLC en USA (Wyoming o __ donde los registros son baratos y privados) y usar Sripe USA .
• cardnet 2.5%
• azul (popular) tarifario 5%-6%
  • mensualidad de 2500
  • la unica que te deja usar el checkout predeterminado de shopify. las demas redirigen a checkout page.

las siguientes solo tienen link de pago:

• MIO 4.89%
  • solo visa?
• BILLET (BHD) 4.75 + 7.5 dop
• cardnet 5%
  • mensualidad de 2500
  • cobros por whatsapp
• tpago 45 pesos mantenimiento y 0.75% por transaccion.
• PAGADITO 5% + 25c. 0.2% withdrawal fee.
  • el cobro puede durar varios dias.
• uepapay 5.5% por transaccion. Max 75k dop
  • buen soporte
• YOYO tarifario 5.95% + 2% trans > 10k dop
• Portaldom (anteriormente VisaNet) - 4.5%

Uno se puede registrar a estas plataformas con mi nombre, persona natural.
al recibir pagos a traves de estas (menos stripe), la DGII será notificada automaticamente

Point of sale (POS) card readers

pretty much all of these require you to register directly with the company/bank and send them stuff like your RNC or Social security num.
(Cardnet y Banreservas subcontrata GeoPagos para su infraestructura tecnologica: tap to pay, terminales, links y QR...) Qik hace lo mismo.

US

• Square
• Zettle (by paypal)
  • 1.75% fee. no other monthly fees
    these have very cheap card readers and even free mobile apps

RD

• azul tap pay app, link y QR

• MIO 4.89%

  • app y card reader (3k dop)

• BilletTap

  • tap app, terminal (RD$2,750) y link 4.75%
  • QR 2.35%

• cual es la dif entre POS (and card readers) and peer to peer payment apps? why don't businesses use p2p payment apps instead of payment processor companies?

  • violates terms of service, protection and compliance (and tax compliance)
  • accept credit card (+ hardware)
  • POS usually integrate with larger POS and accounting software. automatically calculate sales tax, invoicing, reporting
    p2p payment apps launch business accounts but they also have the same (and even more expensive) processing fees.